"

生命保険ファンドとは、余命わずかな人の保険をファンドで買取り、その人が死亡したら保険金を受け取るという仕組みです。 保険を売る人は、生きているうちにお金を受け取り、使うことができます。 ある意味で、人助けのようなファンドだと思います。

もちろん、不景気になっても、株価が暴落しても、全く影響を受けません。 金利が上昇しても関係ありません。 安定したファンドなので、最近、人気が出ています。

ただし、生命保険の売買は日本では禁止されていて、このファンドも金融庁の許可を得ていませんので、香港の代理店を通して購入するアメリカの金融商品です。

"

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